Author name: Riven Thalor
Riven Thalor is a former paramedic and licensed insurance consultant specializing exclusively in first responder coverage since 2012. With dual credentials as a CPCU and a Certified Emergency Services Risk Manager (CESRM), they've designed custom policies for over 80 fire, EMS, and law enforcement agencies across 14 states. Riven co-authored the NAFA First Responder Benefits Benchmark Report and advises state insurance departments on responder-specific underwriting reforms.
